Agreed. The
EPA clearly discourage people from using the water from the hot water tap for drinking or cooking as the hot water supply may contain unhealthy sediments such as heavy metals.
A dechlorinator or water conditioner
will not remove heavy metals - only an RO system or similar will be able to do that. Some conditioners may temporarily bind the metals making them less toxic for a while until they slowly precipitate back into the water.
The "Water temperature math" is fairly straight forward. If your tank is 24 C and you change say 25% with 16 C tap water (fairly typical) the resulting temperature will be 24 x 0.75 + 16 x 0.25 = 22 C - if you do it slowly no harm will be done to your livestock - I do that frequently and not as slowly as I probably should. But in your case, for just topping off, assuming that would be say 5-10% or so... again assuming your tank temp is 24 that would only impose a 0.4 - 0.8 C drop if your tap water is 16 C.
Cheers,
Michael