1, Yes you are correct, I've made up 4 weeks supply in various strengths (including full EI in the past) for the last 18 years or so and never encountered any mould or falling out of suspension of both macro and micro (separate bottles) using salts and commercial micro.
2, The problem is Iron will react with the Phosphate forming insoluble compounds and will rapidly become plant unavailable (I'm not a biologist if anyone wants to chip in). Again I dose alternate days but if I had to do both in one I would dose macro at lights on and micro a couple of hours before lights off in the hope the plants can grab a bit of iron et al whilst still assimilating. This is just me though others may have differing opinions or even experience.
3,
@Hanuman @Zeus. ?