Yes, correct, except we do not have rivers, lakes or coastal waters. We have a glass box that is synthetic and whose system has nothing to do with nature. Even in nature, depending on the specific location, eutrophication has varying effects. In some systems is causes algae, in other systems it causes the emergence of some plants and the decline of algae.PS
The "fertilisers don't cause algae" is a bit hard for me to understand. If you look at environment and nature, we know that agricultural fertilisers cause huge problems in rivers, lakes, coastal waters. Especially now when summers are getting warmer. So why not in aquariums?
A typical thread discusses this point => Nutrients and eutrophication
There is also a concrete example of this in the thread=> Little Shop of Horrors - How EI frightened the gardener
Cheers,