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Paypal Questions

frothhelmet

Member
Joined
1 Mar 2010
Messages
443
Location
USA / London
I have a questions about paypal that I don't understand;

1. what is the difference on paypal between using your credit card or your bank account to pay?

2. when sending money, what is the difference between saying the payment is for goods, services, gift, etc?

Thanks all
 
frothhelmet said:
I have a questions about paypal that I don't understand;
1. what is the difference on paypal between using your credit card or your bank account to pay?
2. when sending money, what is the difference between saying the payment is for goods, services, gift, etc?
Thanks all

1. Paypal as a limit on what you can pay using the credit card, so then you will need to setup a direct debit via the bank to lift certain limitations.

2. If you send money as a Gift to someone they don't pay any fees, if you send as payment for goods the person receiving the money will pay fees.
 
But it saves a UKAPS member getting stung for charges when we buy plants off each other...

Which I didn't know until now...

Sorry chilled84...
 
Themuleous said:
I didnt know that! I'll make sure I say it is a gift from now on!
Yep, when paying for plants on the forum or from people I know I always send payment as a gift.

As stevec mentions, if you paying for goods from a online shop etc... then I would not recommend using it.
 
Re: Paypal on line payment.

Hi all
I have made purchases with Paypal on-line and never been charged any fees.
Aqua essentials and Green Machine are two that Ive purchased items from.
hoggie
 
Hi Hoggie - FYI: it's the person who receives the money that gets the charges taken off the money you sent them ;)
 
Kosh42|EFG said:
Hi Hoggie - FYI: it's the person who receives the money that gets the charges taken off the money you sent them ;)
unless you send it as a gift.
 
Be aware that if you send money as a gift for goods and they dont turn up, you dont have a leg to stand on.
 
Kosh42|EFG said:
Hi Hoggie - FYI: it's the person who receives the money that gets the charges taken off the money you sent them ;)
Yes you are correct, Only if your a unconfirmed Paypal account holder.And you don't pay the fee for the recipient.
If you are a unconfirmed Paypal account holder ie (set up the paypal account with a Credit card or a Dedit card) there is the option of paying the gift fee as most people would do if its a gift.
Or in your case pass it on.
But if your a Confirmed /Verified Paypal account holder set up with a Direct Dedit Banking Account.
There is no fee for gifts.
So there is 2 different Personal Paypal accounts that can be used to transfer money.
Hope this clears up the confusion.
hoggie
 
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