A Word of Warning
For those of you out there with laptops I would make sure that you are adequately covered with your contents insurance.
Just over a month ago my laptop slid off my lap whilst I was trying to settle my little one and fill a fish tank via a hose and surf the internet at the same time. However you have to pretend that you asleep in order to get him asleep. I dozed of briefly and woke with a start when I remembered the tank filling. As I scrambled to get up the laptop fell off my lap. Luckily the tank was only 3/4 full.
I phoned up my insurance to make a claim only to told it wouldn't be covered even though I had paid extra for accidental cover.
The reason being is that the laptop wasn't listed separately and accidental cover only covers non portable equipment.
I was sure that at the time when I took the cover out I asked to make sure that things like laptops and portable tvs were covered. After several heated telephone conversations they finally agreed to listen to the recordings taken at the time and found that I had asked the question but the sales person hadn't answered the question so they have agreed to repair/replace it and as a measure of goodwill have waived any excess.
So make sure your laptops/portable items are covered
For those of you out there with laptops I would make sure that you are adequately covered with your contents insurance.
Just over a month ago my laptop slid off my lap whilst I was trying to settle my little one and fill a fish tank via a hose and surf the internet at the same time. However you have to pretend that you asleep in order to get him asleep. I dozed of briefly and woke with a start when I remembered the tank filling. As I scrambled to get up the laptop fell off my lap. Luckily the tank was only 3/4 full.
I phoned up my insurance to make a claim only to told it wouldn't be covered even though I had paid extra for accidental cover.
The reason being is that the laptop wasn't listed separately and accidental cover only covers non portable equipment.
I was sure that at the time when I took the cover out I asked to make sure that things like laptops and portable tvs were covered. After several heated telephone conversations they finally agreed to listen to the recordings taken at the time and found that I had asked the question but the sales person hadn't answered the question so they have agreed to repair/replace it and as a measure of goodwill have waived any excess.
So make sure your laptops/portable items are covered
